IRS Hardship Status (Currently Not Collectible) Help in Visalia, CA

If you owe the IRS but can’t afford to make payments, you may qualify for hardship status—also known as Currently Not Collectible (CNC).

This status allows the IRS to temporarily pause collection actions when paying your tax debt would prevent you from covering necessary living expenses.

At Lynx Tax Advisors, we are former IRS Revenue Officers with over 40 years of combined experience evaluating financial hardship cases. We understand how the IRS determines eligibility—and how to present your situation effectively.

What Is Currently Not Collectible?

Currently Not Collectible (CNC) means:

  • The IRS agrees you cannot afford to pay at this time

  • Collection activity is paused

  • Levies and garnishments may be stopped

  • Your account is monitored for future ability to pay

Do You Qualify?

The IRS looks at your financial reality—not just your tax balance.

They evaluate:

  • Income

  • Necessary living expenses (based on IRS standards)

  • Assets

  • Overall financial condition

If paying the IRS would prevent you from meeting basic needs, you may qualify.

Important Considerations

  • Penalties and interest continue to accrue

  • The IRS may review your situation periodically

  • Future income changes can affect your status

Our Approach

We:

  • Analyze your financial situation using IRS standards

  • Identify eligibility for hardship status

  • Prepare and present financial documentation

  • Coordinate CNC with long-term resolution strategy

As former IRS Revenue Officers, we’ve made these determinations ourselves. That experience allows us to present your case in a way the IRS understands and evaluates effectively.